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Today, health insurance are very costly. If you are looking for health insurance at cheaper rate, Star True Value Health Insurance is one of right options available for you. The premium rates are very affordable that suits to every individuals pocket.

The policy covers the insured person for in-patient hospitalization treatment for a more than 24 hours of hospitalization. The expenses include room rent and boarding expenses up to a maximum of 2% of the sum insured per day. It also includes surgeon fees, specialist fees, consultant fees, anesthetists fees,  nursing expenses, operation theatre charges, cost of medicines and drugs, cost of blood and oxygen, diagnostic expenses, pacemaker, etc. The Cataract Surgery cover is provided up to Rs.20,000/-.

The policy offers 24 hour helpline for the faster claim settlement and process. Also offers cashless hospitalization service at network hospitals across India. A cumulative bonus ranging from 5% is provided for every claim free year of insurance up to 10 continuous claim free  year. The premium paid cheque or credit card is eligible for tax benefit under section 80D of the Income Tax Act,1961.

Star True Value Health Insurance is available for any individual aged between 5 months and 55 years. This plan can be taken on individual basis and for family. The family means self, spouse, dependent parents and 2 dependent children up to the age of 25 years. Family discount of 10% is provided on the premium, if 2 members are covered and 15% discount is provided, if more than 2 members are covered under this policy.

The sum insured ranges are Rs.30,000/-, Rs.40,000/-, Rs.60,000/-, Rs.70,000/- and Rs.80,000/-. The premium rates starts from Rs.340/- to Rs.1800/-, and calculated on the based of the aged of the person and sum insured opted.

 

National Insurance offers the best health solution to your family. Parivar-Mediclaim for Family is a family floater health insurance policy which covers your entire family under single sum insured. The  policy offers cashless hospitalization service, this means your family members can avail the treatment at any network hospitals through TPA.

The policy covers the reimbursement of hospitalization expenses for any sickness/illness or injury. It includes room rent, boarding expenses, operation theatre charges, ICU charges, surgeon fees, consultant fees, specialist fees, anesthetists, medical practitioner, nursing expenses, anesthesia, blood, oxygen, cost of medicines and drugs, diagnostic materials, x-ray, dialysis, chemotherapy, radiotherapy, surgical appliances, cost of pacemaker, artificial limbs, cost of stent and implants. The total expenses incurred for any one illness is up to 50% of the overall sum insured per family.

Pre-hospitalization expenses up to 15 days prior to hospitalization are covered for any illness, disease or injury. The post hospitalization expenses are covered up to 30 days after discharge from the hospital. All pre-existing diseases are covered after 4 continuous claim free policy years.

The self, spouse and two dependent children up to the age of 25 years are covered. The dependent parents are not covered under this policy. A person between the age of 3 months to 60 years are eligible  to enter in this policy. The policy can be extend up to the age of 65 years, if it is renewed continuously. 

There are various sum insured ranges to choose from Rs.2,00,000/- to Rs.5,00,000/-, in multiples of Rs.50,000/-. The premium rates are different for different age groups. If any  member of the family is suffering from hypertension or diabetes, 10% extra premium is charged or if the member is suffering from both hypertension and diabetes, 25% extra premium is charged  on the total premium.

 

Apollo Dkv-Health Insurance:

 

Apollo DKV Insurance Company Ltd is a joint venture between Apollo Group of Hospitals and DKV, a  German based health insurance company. Apollo Group of Hospitals holds a 74% stakes in the joint venture and DKV holds remaining 26% stakes. The aim of the joint venture is capturing the booming health insurance market in India by providing quality health insurance services to the every customers.

Apollo is Asia’s largest group of hospitals and also leader in healthcare in India. The group successfully manages 42 large healthcare hospitals, 60 diagnostic clinics and extensive chain of over 600 pharmacies in India. In addition, there is also medical BPO and clinical research division and other health insurance services.

DKV is Europe’s largest health insurance company and one of the top world’s top five private health insurance company. DKV provides the insurance and health care services across Europe and in Asia.

Apollo DKV offers comprehensive range of innovative health insurance products to the citizens of India. The customer can choose the products that bests suits to his requirements. These products cover the insured for the services like consultation, hospitalization and post hospitalization. These products are offered for individuals as well as families.

List of comprehensive health insurance products offered from DKV health insurance-

Easy Health Insurance Insure Health Maxima

These products are offered for individuals as well as families. Apart from these, Apollo DKV also offers health insurance for corporate and groups.

Apollo DKV is specialized in health insurance products and also offers accidental insurance and travel insurance. The products and services offered are valid on a cashless basis in over 4000+ network hospitals (including 42 Apollo hospitals) across India and for the treatment in non network hospitals in India, on reimbursement basis. Buying online Apollo DKV health insurance is very easy and convenient.